Need to Borrow Money Now?

Whether you’re a homeowner or tenant, have good credit or bad, chances are there is a loan available that will allow you to get the money you need fast.  Some of the quicker loans on the market include:

Homeowner loans

If you own your home, one of your options is a home equity loan.  Assuming you have equity in your home, it is one of the easier loans to get approval for, as the loan is secured on your equity in your home.  On the downside, this means that should you default, the lender can take possession of your home.  However, such a loan typically offers some of the most attractive rates available.

Unsecured loans

If you aren’t a homeowner or would prefer not to put your home up as collateral, there are still many unsecured loan options.  For instance, if you need a relatively small amount of money very quickly, you may want to consider an unsecured payday loan.  The biggest advantage to payday loans is that they are very quick.  If you apply online, the money you borrow is typically direct-deposited into your bank account and the loan amount plus interest is automatically withdrawn on your next payday.  In many cases, lenders do not even check your credit or verify income.

Car finance

If you specifically need money fast in order to purchase a car, there are number of products available.  The most straightforward is a car loan, which allows borrowers to purchase a car without having the money for the whole purchase price upfront.  The lender then retains an ownership interest in the car until the loan is paid off.